SPECIAL OFFERS
EQUIPMENT FINANCING
PFO Heating & Air Conditioning Makes Comfort Affordable
Don’t Let Budget Concerns Delay Your Home Comfort Upgrade
At PFO Heating & Air Conditioning, we believe no homeowner in the Greater Mercer County area should have to wait for comfort because of financial constraints. That’s why we’ve partnered with trusted financing sources to bring you practical, flexible solutions that make energy-efficient upgrades easy and affordable—often in just one day.
NEIF-Approved Contractor
HVAC Financing Options Available in New Jersey
PFO Heating & Air Conditioning is proud to be a National Energy Improvement Fund (NEIF) approved contractor, offering smart financing options that empower you to make essential improvements without the financial stress. Our financing partnerships include:
Jersey Central Power & Light (JCP&L) 0% Residential Energy Efficiency Program
This exclusive financing plan is available for JCP&L customers looking to make qualified energy-efficient upgrades to their home. With 0.0% APR financing and fixed monthly payments, you can invest in the comfort your family deserves—without the high upfront cost.
- Minimum loan: $2,500
- Maximum loan: $15,000
- Fixed monthly payments with no hidden fees
Eligible Improvements Include:
- High-efficiency Heat Pumps (air-source, ductless, or ground-source)
- Central Air Conditioning systems
- Heat Pump Water Heaters
- Gas Furnaces & Boilers (when installed with a qualifying electric unit)
- Whole-house upgrades via the Home Performance with ENERGY STAR® program
Learn more about eligible upgrades at Jersey Central Power & Light.
EnergyPlus Home Improvement Payment Plan
Looking for a broader financing solution? The EnergyPlus Plan is a simple interest installment loan designed for flexibility and transparency:
- Fixed low interest rate
- Not a credit card—no revolving debt
- No home lien required
- Pay off early with no penalties
Check your initial eligibility and interest rate by completing the Residential Prescreen Application.
Take the First Step Toward Energy Savings and Year-Round Comfort
Applying is quick and easy. Just visit PFO Heating & Air Conditioning on the NEIF website and click “Apply Now,” or use the direct link below to get started on your journey to better comfort and energy efficiency.